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A mortgage loan is a loan secured by real property through the use of a mortgage (a legal instrument). However, the word mortgage alone, in everyday usage, is most often used to mean mortgage loan.

A home buyer or builder can obtain financing (a loan) either to purchase or secure against the property from a financial institution, such as a bank, either directly or indirectly through intermediaries. Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan, and other characteristics can va

Chase Manhattan Mortgage Corp. is a retail and wholesale mortgage company whose parent company is the mega-bank, Chase Manhattan Bank rose in prominence during the real estate boom as a leading mortgage lender and servicer

ot quite an owner, but more than a renter: A lease-to-own agreement is a bit like housing purgatory.But the arrangement is increasingly popular today because more sellers are having trouble unloading their homes in the real estate recession and plenty of buyers can't get a mortgage because skittish lenders are cutting back on making loans.